Your Cost of Sales (CoS) is more than just a line on your financial reports—it’s a key indicator of how efficiently your business is operating and how healthy your margins really are. We’ve highlighted five important ways CoS affects your business, and why it’s worth keeping a close eye on.
Whether you're just starting out or expanding your portfolio, understanding the accounting fundamentals behind property investment is key to making informed decisions and protecting your assets. As both accountants and investors, we know that good property decisions start with good financial visibility. Here’s what every property investor should be across:
Big changes are coming to NZ’s leave laws—get ahead of the curve with our breakdown of the proposed Employment Leave Act 2025 and what it could mean for your business. On 23 September 2025, the New Zealand Government announced a major legislative update: the Employment Leave Act 2025, which will
Looking at past numbers is important—but it’s only part of the picture. If you want to stay ahead, you need to look forward too. That’s where forecasting and scenario planning come in. For a long time, accounting was all about reviewing what had already happened. But while historical data is
Profit is important — but cash flow is what keeps your business running day to day. If you’re finding it hard to manage cash flow, you’re not alone. Many businesses experience this, even when they’re technically profitable. It’s possible to have a healthy bottom line and still struggle to pay
You might already know the basics—but do you fully understand what your Profit & Loss Statement and Balance Sheet are really telling you? Even for experienced business owners, these reports can raise questions. That’s why we’re here—not just to explain the difference, but to help you interpret what they mean for your business’s performance
Artificial Intelligence (AI) tools like ChatGPT, Copilot, and other generative systems are becoming increasingly common in workplaces — and they’re changing how we get things done. But to truly get value from them, it all comes down to how you interact with them and the quality of your prompts. Whether
New rules are making card payments cheaper for businesses and customers. Discover what this means for your bottom line. If your business regularly accepts Visa or Mastercard payments, there’s good news. The Commerce Commission has stepped in to reduce the cost of interchange fees—the hidden charges that come with every
Running a childcare centre is more than just providing quality early learning—it’s about building trust, community, and visibility in a competitive landscape. Whether you're in a bustling city or a close-knit rural town, standing out requires a thoughtful, authentic approach to marketing. Whether you're looking to grow enrolments or launching
To maintain a healthy cash flow, you need more than just strong revenue. Improve your small business cash flow by implementing five simple cash flow rules. Need a hand managing cash flow? You’re not alone. The key is getting your invoicing right, by invoicing customers as soon as possible and
