Understanding the impact of Cost of Sales

By |2025-09-26T16:13:36+12:00October 15th, 2025|Business Advice, Cash and Cashflow, General, Strategy|

Your Cost of Sales (CoS) is more than just a line on your financial reports—it’s a key indicator of how efficiently your business is operating and how healthy your margins really are. We’ve highlighted five important ways CoS affects your business, and why it’s worth keeping a close eye on.

Accounting essentials for property investors: What you need to know

By |2025-10-01T13:08:22+13:00October 6th, 2025|Business Advice, General, Strategy|

Whether you're just starting out or expanding your portfolio, understanding the accounting fundamentals behind property investment is key to making informed decisions and protecting your assets. As both accountants and investors, we know that good property decisions start with good financial visibility. Here’s what every property investor should be across:

Why forecasting and scenario planning matter for your business

By |2025-07-21T14:56:52+12:00September 17th, 2025|Business Advice, Cash and Cashflow, General, Strategy|

Looking at past numbers is important—but it’s only part of the picture. If you want to stay ahead, you need to look forward too. That’s where forecasting and scenario planning come in. For a long time, accounting was all about reviewing what had already happened. But while historical data is

Is cash flow holding you back? Let’s take a closer look

By |2025-07-21T14:57:25+12:00September 9th, 2025|Business Advice, Cash and Cashflow, General, Strategy|

Profit is important — but cash flow is what keeps your business running day to day. If you’re finding it hard to manage cash flow, you’re not alone. Many businesses experience this, even when they’re technically profitable. It’s possible to have a healthy bottom line and still struggle to pay

Understanding your key financial reports

By |2025-07-18T11:39:47+12:00September 3rd, 2025|Business Advice, Cash and Cashflow, Strategy|

You might already know the basics—but do you fully understand what your Profit & Loss Statement and Balance Sheet are really telling you? Even for experienced business owners, these reports can raise questions. That’s why we’re here—not just to explain the difference, but to help you interpret what they mean for your business’s performance

Card payment costs are dropping – Here’s what that means for your business

By |2025-08-08T14:02:08+12:00August 13th, 2025|Business Advice, General, Strategy|

New rules are making card payments cheaper for businesses and customers. Discover what this means for your bottom line. If your business regularly accepts Visa or Mastercard payments, there’s good news. The Commerce Commission has stepped in to reduce the cost of interchange fees—the hidden charges that come with every

Marketing your childcare centre in a competitive market

By |2025-08-04T10:22:47+12:00August 3rd, 2025|General, Marketing, Strategy|

Running a childcare centre is more than just providing quality early learning—it’s about building trust, community, and visibility in a competitive landscape. Whether you're in a bustling city or a close-knit rural town, standing out requires a thoughtful, authentic approach to marketing. Whether you're looking to grow enrolments or launching

Building your property portfolio: Time to refocus?

By |2025-07-14T14:18:50+12:00July 16th, 2025|Cash and Cashflow, Strategy, Tax|

If you’ve already started your property investment journey, you’ll know that growing a portfolio isn’t just about buying more properties. It’s about making sure each decision supports your long-term goals and strengthens your overall financial position. Whether you're planning your next purchase or reassessing your current setup, it's a good

Make the Most of Investment Boost: A Smart Move for Your Business

By |2025-06-12T11:21:11+12:00June 18th, 2025|Business Advice, General, Strategy, Tax|

Budget 2025 introduced the Investment Boost scheme — a targeted tax incentive to support business reinvestment and growth. But what does it actually mean for your business? As part of Budget 2025, the Government introduced a new initiative called Investment Boost — a tax incentive designed to make it easier

ECE Providers – Changes to pay parity funding

By |2025-06-05T14:50:53+12:00June 5th, 2025|Business Advice, Childcare, General, Strategy|

The Ministry of Education has announced significant updates to the Pay Parity Opt-In Scheme, which will impact all education and care providers, including hospital-based providers. Providers must make their election by Monday, 9 June 2025. After this date, a two-year moratorium will apply, preventing providers from moving to a higher salary scale until July

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