Card payment costs are dropping – Here’s what that means for your business

By |2025-08-08T14:02:08+12:00August 13th, 2025|Business Advice, General, Strategy|

New rules are making card payments cheaper for businesses and customers. Discover what this means for your bottom line. If your business regularly accepts Visa or Mastercard payments, there’s good news. The Commerce Commission has stepped in to reduce the cost of interchange fees—the hidden charges that come with every

Marketing your childcare centre in a competitive market

By |2025-08-04T10:22:47+12:00August 3rd, 2025|General, Marketing, Strategy|

Running a childcare centre is more than just providing quality early learning—it’s about building trust, community, and visibility in a competitive landscape. Whether you're in a bustling city or a close-knit rural town, standing out requires a thoughtful, authentic approach to marketing. Whether you're looking to grow enrolments or launching

Building your property portfolio: Time to refocus?

By |2025-07-14T14:18:50+12:00July 16th, 2025|Cash and Cashflow, Strategy, Tax|

If you’ve already started your property investment journey, you’ll know that growing a portfolio isn’t just about buying more properties. It’s about making sure each decision supports your long-term goals and strengthens your overall financial position. Whether you're planning your next purchase or reassessing your current setup, it's a good

Make the Most of Investment Boost: A Smart Move for Your Business

By |2025-06-12T11:21:11+12:00June 18th, 2025|Business Advice, General, Strategy, Tax|

Budget 2025 introduced the Investment Boost scheme — a targeted tax incentive to support business reinvestment and growth. But what does it actually mean for your business? As part of Budget 2025, the Government introduced a new initiative called Investment Boost — a tax incentive designed to make it easier

ECE Providers – Changes to pay parity funding

By |2025-06-05T14:50:53+12:00June 5th, 2025|Business Advice, Childcare, General, Strategy|

The Ministry of Education has announced significant updates to the Pay Parity Opt-In Scheme, which will impact all education and care providers, including hospital-based providers. Providers must make their election by Monday, 9 June 2025. After this date, a two-year moratorium will apply, preventing providers from moving to a higher salary scale until July

Business coaching: The secret weapon for smarter leadership

By |2025-05-30T15:26:34+12:00June 4th, 2025|Business Advice, General, Strategy|

Want to become a smarter, more effective leader? Business coaching is your secret weapon. It helps you review, analyse, and enhance your business strategy while offering a highly personalised mentoring programme to support your growth as a leader. It can be lonely at the top when you’re running your own

How does Budget 2025 affect you – and what should you do next?

By |2025-05-26T08:11:28+12:00May 26th, 2025|Business Advice, Change Management, General, News, Strategy|

While the headlines focus on politics and policy, at Pathfinder we’re focused on what this means for you: your business, your wealth, and your future. We cut through the noise and give you what you actually need: real-world implications and strategic takeaways.  What’s the real story?  New Zealand is coming

Think automation is the answer? It can be — With the right foundation

By |2025-05-16T10:31:52+12:00May 22nd, 2025|Change Management, General, Strategy, Technology|

Automation. The magical word that promises to free us from repetitive tasks, save hours of time, and deliver your business from the clutches of inefficiency. Why automation works best when your processes are already working. Automation sounds like a dream: plug in a shiny new app, flick a few switches,

How performance monitoring supports smarter business decisions

By |2025-05-12T14:24:42+12:00May 14th, 2025|General, Strategy|

Staying one step ahead of economic uncertainty means having the right performance metrics at your fingertips. We’ve highlighted 5 ways to track, monitor and analyse your performance. We’re operating in uncertain times, where shifts in the global economy can happen overnight. This makes it challenging for small businesses to plan

A guide to business resilience in uncertain times

By |2025-04-04T10:28:06+13:00April 9th, 2025|Business Advice, Cash and Cashflow, General, Strategy|

Economic conditions and the costs of trading make it difficult to keep your finances on track. We’ve got five ways to reduce the financial uncertainty and improve your planning. In these uncertain times, careful planning, forecasting, and strategic thinking can help make the road ahead clearer. As a business leader,

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