Profit is important — but cash flow is what keeps your business running day to day. If you’re finding it hard to manage cash flow, you’re not alone. Many businesses experience this, even when they’re technically profitable. It’s possible to have a healthy bottom line and still struggle to pay
You might already know the basics—but do you fully understand what your Profit & Loss Statement and Balance Sheet are really telling you? Even for experienced business owners, these reports can raise questions. That’s why we’re here—not just to explain the difference, but to help you interpret what they mean for your business’s performance
Artificial Intelligence (AI) tools like ChatGPT, Copilot, and other generative systems are becoming increasingly common in workplaces — and they’re changing how we get things done. But to truly get value from them, it all comes down to how you interact with them and the quality of your prompts. Whether
New rules are making card payments cheaper for businesses and customers. Discover what this means for your bottom line. If your business regularly accepts Visa or Mastercard payments, there’s good news. The Commerce Commission has stepped in to reduce the cost of interchange fees—the hidden charges that come with every
Running a childcare centre is more than just providing quality early learning—it’s about building trust, community, and visibility in a competitive landscape. Whether you're in a bustling city or a close-knit rural town, standing out requires a thoughtful, authentic approach to marketing. Whether you're looking to grow enrolments or launching
To maintain a healthy cash flow, you need more than just strong revenue. Improve your small business cash flow by implementing five simple cash flow rules. Need a hand managing cash flow? You’re not alone. The key is getting your invoicing right, by invoicing customers as soon as possible and
If you’ve already started your property investment journey, you’ll know that growing a portfolio isn’t just about buying more properties. It’s about making sure each decision supports your long-term goals and strengthens your overall financial position. Whether you're planning your next purchase or reassessing your current setup, it's a good
Xero has announced upcoming changes to the pricing of several business subscription plans in New Zealand. These updates will take effect from 1 September 2025 and apply to both new and existing subscribers. What’s changing? From 1 September, the following monthly prices will apply (all prices exclude GST): The Xero Ignite plan
Major changes to KiwiSaver were announced in Budget 2025, and some of them are already in effect as of 1 July 2025. These updates aim to make KiwiSaver more sustainable and better suited to today’s economic environment—especially for younger savers and small businesses. KiwiSaver is a voluntary savings scheme designed
Running a business or managing a property portfolio can be incredibly rewarding—but if you’re not careful, the hustle can take over. Long hours, constant pressure, and the drive to grow can leave little room for the life you imagined when you started. If success wasn’t just about working harder—it was
