Funding your growth: the pros and cons of alternative lenders

By |2025-10-01T14:30:31+13:00February 18th, 2026|Business Advice, Cash and Cashflow, Strategy|

Exploring funding options beyond the big banks? Here’s what you need to know about alternative lenders—and how they could support your next stage of growth. The big banks are reining in lending, making alternative, non-bank lenders an attractive proposition. But what are the pros and cons of accessing funding from

Early annual financial statements are the key to better planning

By |2026-02-13T16:10:23+13:00February 4th, 2026|Business Advice, Cash and Cashflow, General, Strategy|

With the end of the 2026 financial year fast approaching, now’s the time to stay on top of your transactions and get organised. By keeping your records up to date, you’ll be ready to submit your financial information early—unlocking the benefits of faster processing, better tax and financial planning, and greater peace of mind.

Smarter bookkeeping: Simple ways to cut down admin and stay organised

By |2025-11-05T12:01:31+13:00November 5th, 2025|Business Advice, Cash and Cashflow, General|

Tired of chasing receipts and reconciling bank statements at the end of the month? Learn simple, practical ways to streamline your bookkeeping, reduce admin, and stay on top of your finances. If you’re running a small business or managing a property portfolio, you know how quickly receipts, bills, and invoices

Understanding the impact of Cost of Sales

By |2025-11-05T12:05:32+13:00October 15th, 2025|Business Advice, Cash and Cashflow, General, Strategy|

Your Cost of Sales (CoS) is more than just a line on your financial reports; it’s a key indicator of how efficiently your business is operating and how healthy your margins really are. We’ve highlighted five important ways CoS affects your business, and why it’s worth keeping a close eye on.

Why forecasting and scenario planning matter for your business

By |2025-07-21T14:56:52+12:00September 17th, 2025|Business Advice, Cash and Cashflow, General, Strategy|

Looking at past numbers is important—but it’s only part of the picture. If you want to stay ahead, you need to look forward too. That’s where forecasting and scenario planning come in. For a long time, accounting was all about reviewing what had already happened. But while historical data is

Is cash flow holding you back? Let’s take a closer look

By |2025-07-21T14:57:25+12:00September 9th, 2025|Business Advice, Cash and Cashflow, General, Strategy|

Profit is important — but cash flow is what keeps your business running day to day. If you’re finding it hard to manage cash flow, you’re not alone. Many businesses experience this, even when they’re technically profitable. It’s possible to have a healthy bottom line and still struggle to pay

Understanding your key financial reports

By |2025-07-18T11:39:47+12:00September 3rd, 2025|Business Advice, Cash and Cashflow, Strategy|

You might already know the basics—but do you fully understand what your Profit & Loss Statement and Balance Sheet are really telling you? Even for experienced business owners, these reports can raise questions. That’s why we’re here—not just to explain the difference, but to help you interpret what they mean for your business’s performance

Building your property portfolio: Time to refocus?

By |2025-07-14T14:18:50+12:00July 16th, 2025|Cash and Cashflow, Strategy, Tax|

If you’ve already started your property investment journey, you’ll know that growing a portfolio isn’t just about buying more properties. It’s about making sure each decision supports your long-term goals and strengthens your overall financial position. Whether you're planning your next purchase or reassessing your current setup, it's a good

Xero business plan price changes – Effective 1 September 2025

By |2025-07-17T13:33:49+12:00July 15th, 2025|Cash and Cashflow, General, News|

Xero has announced upcoming changes to the pricing of several business subscription plans in New Zealand. These updates will take effect from 1 September 2025 and apply to both new and existing subscribers. What’s changing? From 1 September, the following monthly prices will apply (all prices exclude GST): The Xero Ignite plan

KiwiSaver changes are here – What you need to know

By |2025-07-04T15:22:17+12:00July 4th, 2025|Cash and Cashflow, General|

Major changes to KiwiSaver were announced in Budget 2025, and some of them are already in effect as of 1 July 2025. These updates aim to make KiwiSaver more sustainable and better suited to today’s economic environment—especially for younger savers and small businesses. KiwiSaver is a voluntary savings scheme designed

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