To maintain a healthy cash flow, you need more than just strong revenue. Improve your small business cash flow by implementing five simple cash flow rules. Need a hand managing cash flow? You’re not alone. The key is getting your invoicing right, by invoicing customers as soon as possible and
Xero has announced upcoming changes to the pricing of several business subscription plans in New Zealand. These updates will take effect from 1 September 2025 and apply to both new and existing subscribers. What’s changing? From 1 September, the following monthly prices will apply (all prices exclude GST): The Xero Ignite plan
Major changes to KiwiSaver were announced in Budget 2025, and some of them are already in effect as of 1 July 2025. These updates aim to make KiwiSaver more sustainable and better suited to today’s economic environment—especially for younger savers and small businesses. KiwiSaver is a voluntary savings scheme designed
Running a business or managing a property portfolio can be incredibly rewarding—but if you’re not careful, the hustle can take over. Long hours, constant pressure, and the drive to grow can leave little room for the life you imagined when you started. If success wasn’t just about working harder—it was
Strategic business partnerships are all about finding the common ground. If you share the same customer audience and create a complementary way of meeting their needs, you can significantly expand your target market. Your business may compete head-to-head with a number of other companies, but this doesn’t mean you have
Budget 2025 introduced the Investment Boost scheme — a targeted tax incentive to support business reinvestment and growth. But what does it actually mean for your business? As part of Budget 2025, the Government introduced a new initiative called Investment Boost — a tax incentive designed to make it easier
Your business isn’t just your livelihood—it’s potentially your most valuable retirement asset. Whether you’re planning to retire in a few years or just starting to think about your future, now is the time to ensure your business is structured to deliver the return you’ll need. You may love running your
The Ministry of Education has announced significant updates to the Pay Parity Opt-In Scheme, which will impact all education and care providers, including hospital-based providers. Providers must make their election by Monday, 9 June 2025. After this date, a two-year moratorium will apply, preventing providers from moving to a higher salary scale until July
Want to become a smarter, more effective leader? Business coaching is your secret weapon. It helps you review, analyse, and enhance your business strategy while offering a highly personalised mentoring programme to support your growth as a leader. It can be lonely at the top when you’re running your own
While the headlines focus on politics and policy, at Pathfinder we’re focused on what this means for you: your business, your wealth, and your future. We cut through the noise and give you what you actually need: real-world implications and strategic takeaways. What’s the real story? New Zealand is coming
